1986 NCAA Division II football season
| 1986 NCAA Division II National Football Championship playoffs |
| Teams |
8 |
| Finals Site |
|
| Champions |
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| Runner-Up |
|
| Semifinalists |
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| Winning Coach |
|
The 1986 NCAA Division II football season, part of college football in the United States organized by the National Collegiate Athletic Association at the Division II level, began in August 1986, and concluded with the NCAA Division II Football Championship on December 13, 1986, at Braly Municipal Stadium in Florence, Alabama, hosted by the University of North Alabama. The championship would remain hosted in Florence for the next twenty-eight seasons through 2013 before moving to Sporting Park in Kansas City, Kansas. The North Dakota State Bison defeated the South Dakota Coyotes, 27–7, to win their third Division II national title.
The first ever Harlon Hill Trophy, given to the best player in Division II, was awarded to Jeff Bentrim, quarterback for North Dakota State.
Central Intercollegiate Athletic Association – Virginia Union
Great Lakes Intercollegiate Athletic Conference – Hillsdale
Gulf South Conference – Troy State
Lone Star Conference – West Texas State
Missouri Intercollegiate Athletic Association – Central Missouri State
North Central Conference – North Dakota State
Northern California Athletic Conference – UC Davis
Northern Intercollegiate Conference – Minnesota–Morris
Pennsylvania State Athletic Conference – Indiana (PA)
Rocky Mountain Athletic Conference – Colorado Mesa
South Atlantic Conference – Carson-Newman
Southern Intercollegiate Athletic Conference – Albany State
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