| 1986 UCF Knights football | |
|---|---|
| Conference | Independent |
| 1986 record | 6–5 |
| Head coach | Gene McDowell (2nd season) |
| Home stadium | Citrus Bowl |
The 1986 UCF Knights football season was Gene McDowell's second as the head coach of the Knights. McDowell's 1986 team compiled a 6–5 overall record.
The Knights competed as an NCAA Division II Independent. The team played their home games at the Citrus Bowl in Downtown Orlando