Atlantic Coast Bank

Atlantic Coast Financial Corporation

Type	Public
Traded as	NASDAQ: ACFC
Industry	Banking, Financial Services
Predecessors	Atlantic Coast Federal Corporation, Atlantic Coast Federal MHC, Atlantic Coast Federal, Atlantic Coast Federal Credit Union
Founded	Waycross, Georgia, U.S. (1939)
Headquarters	4655 Salisbury Rd, Suite 110 Jacksonville, Florida, U.S.
Area served	Northeast Florida Southeast Georgia
Key people	J.J. Dolan (Chairman) J.S. Sidhu (Vice Chairman) J.K. Stephens, Jr. (President and CEO) T.L. Keegan (Executive Vice President and CFO)
Products	Personal Banking, Business Banking
Profit	US$ 6.4 million (for the year ended December 31, 2016)
Total assets	US$ 907.5 million (as of December 31, 2016)
Total equity	US$ 87.0 million (as of December 31, 2016)
Number of employees	174 (as of December 31, 2016)
Website	atlanticcoastbank.net

Atlantic Coast Financial Corporation is an American publicly traded bank holding company headquartered in Jacksonville, Florida (a Maryland corporation) and listed on the NASDAQ Stock Market (NASDAQ: ACFC), which wholly owns Atlantic Coast Bank. Atlantic Coast Bank's services are focused primarily on Personal Banking and Business Banking in the Northeast Florida, Central Florida and Southeast Georgia regions. The company has been recognized by the Jacksonville Business Journal as one of north Florida's "Best Places to Work" in both 2015 and 2016, and was also selected as one of Florida's "Best Companies" by Florida Trend Magazine in July 2016.

Atlantic Coast Bank maintains offices throughout Central and North Florida and Southeast Georgia. The company operates seven branches and one administrative office (which includes a stand-alone ATM) in Northeast Florida and three branches in Southeast Georgia. The Northeast Florida branches include Neptune Beach, Jacksonville Beach, the southside of Jacksonville, the westside of Jacksonville, Arlington, Julington Creek and Orange Park. The Southeast Georgia branches include two in Waycross and one in Douglas. In addition, Atlantic Coast Bank has mortgage and commercial loan production offices in Orlando, Florida, Gainesville, Florida, Tampa, Florida, Saint Petersburg, Florida, Saint Simons Island, Georgia and Savannah, Georgia, and has an SBA & USDA Lending office in Orlando, Florida, which funds small business loans throughout the Southeast U.S.